What is difference between Original Medicare and Medicare Advantage Plan?

Medicare Advantage (also known as “Part C”) is a type of Medicare health plan offered by a private company that contracts with Medicare. These plans include Part A, Part B, and usually Part D. Plans may offer some extra benefits that Original Medi care doesn't. 

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What are the differences between Original Medicare and Medicare Advantage?

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Original Medicare

• Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

• You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).

• You can use any doctor or hospital that takes Medicare, anywhere in the U.S.

• To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage. Part A Part B You can add: Part D You can also add: Supplemental coverage This includes Medicare Supplement Insurance (Medigap). Or, you can use coverage from a former employer or union, or Medicaid.

Medicare Advantage (also known as Part C)

• Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.

• In most cases, you can only use doctors who are in the plan’s network.

• In many cases, you may need to get approval from your plan before it covers certain drugs or services.

• Plans may have lower out-of-pocket costs than Original Medicare.

• Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, and dental services. Part A Part B Most plans include: Part D Some extra benefits Some plans also include: Lower out-of-pocket-cost